QUESTIONS

Everything we get asked.

If what you're looking for isn't here, message support from inside the app after you've been approved — or check the legal notes on terms, privacy, and accredited status.

GETTING STARTED

Getting started

Who is BIM for?
Accredited investors on one side; operators running real businesses that are raising, franchising, or selling on the other. If you're not one of those, the platform isn't useful yet.
Is BIM invite-only?
Anyone can apply. Not everyone gets approved. We review every application against documentation and a fit check before access is granted.
How long does approval take?
Usually a few business days. Complex applications (operating companies with multiple entities, or investors with layered accreditation) can take longer.
FOR BUSINESSES

For businesses

What stages do you cover?
Startup, growth / mid-stage, closing sales, and franchising. If your business is actively operating and you have a clear ask, you're probably in scope.
Do I write the listing?
No. You submit intake answers and supporting documents; our team turns them into a clean, consistent profile. You review before it goes live.
Can I list multiple businesses under one account?
Yes. One account can own several business profiles — useful if you run a holding company or portfolio.
Can I hide my profile from specific people?
Visibility is set at the profile level: fully public, matched-only, or hidden. You can flip it at any time.
FOR INVESTORS

For investors

Do I need to be an accredited investor?
Yes. BIM is open to accredited investors only. You'll self-attest during application and we may request documentation during review.
How do you decide what to show me?
An algorithm scores each business against your thesis, stage preferences, expertise, and goals. The feed is ranked by fit. Admins can't pin, boost, or suppress results.
Can I reach out to a business that didn't match with me?
If the business is listed as public-visibility, yes. If they're matched-only or hidden, you can't see them.
AUCTIONS

Auctions

What is a sealed-bid auction?
The business sets equity offered and terms; admin sets invitee list and window. Each invited investor submits a single bid (amendable before close). Nobody sees other bids until the window ends.
Who picks the winner?
The business does — after admin unveils all sealed bids in a joint review screen. Admin confirms and logs the decision. The business alone cannot award; admin alone cannot award.
Is there a reserve price?
No. The business can decline every bid if none is acceptable. If that happens, the auction closes with no winner.
Can I withdraw a bid?
Yes — any time before the auction ends. Once the window closes, bids are final.
PRIVACY & SECURITY

Privacy & security

Are messages anonymous?
Both sides start under generated handles — e.g. Investor-7A3F, Business-K2. Either party can reveal their real identity at any point. Reveals are one-way and logged.
What data do you store encrypted?
Application payloads, intake answers, and message bodies are encrypted at rest with a server-side key. Only the minimum is collected.
Do you store card or bank data?
No. All payments run through PayPal. BIM never sees or stores card numbers, bank accounts, or wire details.
PAYMENTS

Payments

Is BIM free?
During launch, yes. We'll move to an investor annual subscription and a one-time business listing fee once the platform proves itself. See the pricing page for the latest.
Do you take a cut of deals?
No. BIM is not a broker-dealer. We don't hold funds, escrow anything, or take a percentage of the transaction.